Last updated: May 2026. By using HoldAtlas you agree to these terms.
HoldAtlas is operated by Hanna Vasiukova.
Registered in Poland
Address: ul. Stefana Jaracza 21 m. 46, 90-261 Łódź
NIP: 7252364283
Contact: contact@holdatlas.com
HoldAtlas is a scenario analysis tool. It produces illustrative projections based on historical market data and simplified mathematical models. It is not a regulated financial service, investment adviser, or portfolio manager.
HoldAtlas is not authorised or regulated by any financial regulator including the FCA, AMF, BaFin, KNF, or any equivalent authority. Nothing on this site constitutes financial, investment, tax or legal advice.
HoldAtlas produces scenario projections for illustrative purposes only. All outputs are based on historical data and simplified models. Past returns are not indicative of future results. All projections should be treated as illustrative scenarios, not forecasts or recommendations.
The tool is provided "as is" and "as available" without warranty of any kind, express or implied. We do not warrant that:
HoldAtlas and its operators accept no liability whatsoever for any financial loss, investment loss, loss of opportunity, or any other direct, indirect, incidental, consequential, or special damages arising from:
→ Use of or reliance on any output, projection, or analysis produced by this tool
→ Any investment decision made in connection with this tool
→ Errors, inaccuracies, or omissions in the data or calculations
→ Unavailability of the tool or changes to its functionality
This limitation applies to the fullest extent permitted by applicable law. If you are in a jurisdiction that does not allow exclusion of implied warranties or limitation of liability for consequential damages, these exclusions apply to the maximum extent permitted.
You are solely responsible for any investment decisions you make. Before making any investment decision you must:
HoldAtlas offers two paid plans. The Starter plan (€9, one-time) provides 3 scenario runs with no expiry date and no PDF export. The Pro plan (€29, one-time) provides unlimited scenario runs and PDF export for 30 days from the date of purchase.
Payment is one-time and non-refundable once access has been granted. Access is personal and non-transferable. We reserve the right to suspend access for abuse or violation of these terms.
A free tier is available without payment: one scenario run per email address. The free tier does not include PDF export.
We may update or modify the tool at any time. We do not guarantee that specific features will remain available for the duration of your access period.
By requesting immediate access to digital content upon purchase, you acknowledge that you lose your statutory right of withdrawal under EU Directive 2011/83/EU Art. 16(m). A refund may be requested before access is granted. See our Refund Policy.
HoldAtlas uses your browser's localStorage and sessionStorage for functional purposes: storing your scenario inputs, UI preferences, access state after purchase, and anonymised analytics queues. No personal data is stored in browser storage except your email address (if you have purchased access), which is used solely to display your restore status. Full details are in our Privacy Policy.
We do not use tracking cookies by default. PostHog analytics run in cookieless mode on EU servers. Stripe may set cookies for fraud prevention during checkout. If you click "OK" on the cookie notice, Meta Pixel is activated and may set cookies for marketing analytics. If you click "Essential only", no marketing cookies are set.
All content, calculations, scenario methodology, data structures, source code, and design of HoldAtlas are the exclusive intellectual property of Hanna Vasiukova (© 2026). All rights reserved.
You may not, without prior written permission: reproduce or copy any part of the tool or its outputs for commercial purposes; reverse engineer, decompile, or extract the calculation methodology or data models; create derivative works based on HoldAtlas methodology; resell, sublicense, or distribute access to the tool or its outputs.
Personal, non-commercial use of scenario outputs (e.g. saving a PDF for your own reference) is permitted. Any other use requires written consent from contact@holdatlas.com.
These terms are governed by Polish law. For EU consumers, mandatory consumer protection laws of your country of residence also apply. Any disputes shall be resolved in the competent courts of Poland.
Questions about these terms: contact@holdatlas.com